Car insurance add-ons to consider
- Planning ahead
- Auto insurance
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Auto insurance coverage can be complicated. There are a lot of options to personalize your coverage and basic policies cover so much – damage to your vehicle, injuries to you and your passengers following an accident, theft and even damage to other people’s property in accidents caused by the policyholder. With standard car insurance policies covering so much, car insurance add-ons can sometimes seem like overkill. However, these add-ons, also known as endorsements and riders, cover things that could make your life easier.
Car insurance add-ons are optional enhancements that can be added to your existing auto insurance coverage to provide additional protection for specific events. This allows you to tailor your coverage to meet your specific needs. You’ll get the collision and comprehensive coverage you need and the add-ons you want without having to pay for the optional coverages that aren’t right for you. Add-on options should be made available to you when you get car insurance quotes, but you can talk to your insurance company, or the VIU by HUB Advisory Team, to add these coverages at any time.
Imagine expert advice, instant insurance quotes and all your policies, all in one place.
Some of the most common car insurance add-ons are listed below.
Gap insurance coverage will cover the balance of that car’s loan and new car replacement coverage will provide you with a new vehicle.
These final car insurance add-ons aren’t add-ons in the same way as the others. These are programs that some insurance companies offer. Ask about these programs when you get your car insurance quotes if they are important to you.
The car insurance add-ons that are right for you will depend on your personal circumstances, the type of vehicle you own and even where you live. Use the list above to get an idea of what coverages you might want to add to your car insurance policy and then reach out to the VIU by HUB Advisory Team, or your insurance company, to discuss the coverages you’re interested in and verify that they’re right for your circumstances.
The VIU Point is here to help you make sense of it all, so you can confidently compare auto insurance quotes and make the best policy decisions.
