Home Insurance in Mesa, AZ
Protect your home in all the ways that matter with a plan for home insurance in Mesa, AZ.
Mesa, Arizona, is home to over half a million people. making it the third-largest in the state and the second-largest in the Greater Phoenix metropolitan area. Calling Mesa home means close access to the Arizona Museum of Natural History, Usery Mountain Regional Park and the Mesa Arts Center, which hosts plays, musicals and concerts throughout the year.
Mesa is noted for being an affordable place to live. especially on an average salary. The median home value in this area is around $269,000, nearly four times the median household income in the area. Over 60% of Mesa residents are homeowners. Whether you're a young professional living in a townhome in Dobson Ranch or a retiree enjoying the golf and tennis in Las Sendas, having home insurance in Mesa, AZ, can protect you from the financial burden of repairing major damage to your residence.
Most people don't have several hundreds of dollars in cash to repair or replace a home that has experienced significant or catastrophic damage. Most mortgage lenders usually require borrowers to carry home insurance in Mesa to protect against losses due to fire, theft, vandalism and certain weather events. Mesa homes face these area-specific risks:
Even without a mortgage, home insurance gives you the peace of mind of knowing that you're covered.
Home insurance in Mesa, AZ, costs, on average, about $3,800 annually. exceeding the state average and the national average of $2,417. Various factors influence what you pay for coverage:
Additional factors such as dog ownership, renovations and available discounts also factor into your premium. You can pay a lower premium by raising your deductible. VIU by HUB helps you compare your options to find the best policy for your property.
While there are various types of coverages out there, a typical plan for home insurance in Mesa, AZ, should include the following protections:
Events such as flooding and earthquakes usually require a separate policy. VIU by HUB helps take the confusion out of finding the best rates and policies for home insurance in Mesa, AZ. Get started with a quote today.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
