Car Insurance in Suprise, AZ
Arizona's favorite quiet town is growing, and so is the need for car insurance in Surprise, AZ.
Surprise is one of those well-guarded secrets for families in Arizona, a peaceful town with beautiful surroundings and low crime rates not far from Phoenix. In the year 2000, there were only 38,000 people in this quiet city. Just a few decades later, the population has grown to over 155,000. With more people and vehicles come more shopping and entertainment options, but also more traffic and car accident risks.
Aside from people who work from home, the vast majority ( over 75% ) of households in Surprise drive to work in a personal vehicle. About 10% of workers carpool. The average commute each way is 30 minutes, though a significant portion (20%) of commuters have to drive between 45 and 90 minutes. That adds up to significant time on the road every workday.
Vehicles play such a huge part of life in Surprise that virtually every household owns at least one. The majority of families (45%) have two cars, and many own three or more (35%). Every vehicle needs good car insurance in Surprise, AZ. With VIU by HUB, it's easy to customize auto insurance policies based on the needs of each driver in the family.
It's easy for people of any age to fall in love with the surroundings in Surprise, including young couples, business professionals, families and retirees. The city has numerous parks, such as:
The gorgeous White Tank Mountains are a short drive to the west, the Sonoran Desert is northeast of town and Lake Pleasant Regional Park is straight north. On weekends, families can hop in the car and enjoy hiking, camping, fishing and other activities.
With daily commutes pushing one to two hours total ” plus driving for groceries, errands and family fun ” drivers in Surprise spend a lot of time behind the wheel. This increases the risk of getting into a car accident around town, on the highway or in nearby cities. Some portions of U.S. Route 60 between Surprise and Phoenix have an average daily traffic count of 60,000 vehicles or more!
In the city of Suprise, there were about 1,900 road accidents in 2022. That's an average of 36 a week or five every day. Over 700 people were injured in those crashes.
What if you drive to Phoenix for work? The region between Suprise and Phoenix has nearly 40,000 car accidents each year, and 10,000 of those crashes cause injuries.
When choosing the right car insurance policy, several factors matter, including daily driving habits, location, type of vehicle and budget. VIU by HUB provides many filtering options for comparing insurers, prices and policies.
Surprise is relatively safe, so families that spend most of their time around town may not need theft insurance. On the other hand, workers who commute to Phoenix may want comprehensive coverage for theft, vandalism and electronics.
The average cost of full-coverage car insurance in Suprise, AZ, is about $1,100 a year, putting it below Phoenix rates and the Arizona average. This gives families some leeway for choosing personal injury protection, collision insurance and other options that are valuable for staying safe on the road.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
