Car Insurance in Little Rock, AR
If you're ever involved in a car crash, having car insurance in Little Rock can save you thousands of dollars on vehicle repair or replacement, medical bills and property damage.
With over 202,000 residents. Little Rock is the largest city as well as the capital of Arkansas. Named for a rock on the banks of the Arkansas River that served as a landmark, Little Rock is a center for government, transportation, commerce and culture for the state. When you're in town you can visit the Clinton Presidential Center, a museum and library that features exhibits on the life and career of former POTUS Bill Clinton.
Other attractions in Little Rock include the River Market District and its wealth of shops, restaurants and bars. There's also the Big Dam Bridge, a pedestrian and bicycle bridge that spans the Arkansas River and offers amazing views of the city. Little Rock also serves as a major transportation hub thanks to the presence of a major airport, the Port of Little Rock and a well-connected public transit system that includes streetcars and buses. Still, nearly 750,000 people live in Greater Little Rock and there are many cars on the roads.
Having car insurance in Little Rock is important for several reasons. According to the Little Rock Police Department, car crash fatalities increased by 43% between 2022 and 2023. Major intersections such as Interstate 30 and US Highway 70 are also noted for high traffic congestion and collisions. Additionally, Little Rock is also subject to severe weather such as tornadoes, hailstorms and flooding, which can make road conditions hazardous.
Arkansas requires every driver to carry liability insurance that provides $25,000 for bodily injury, $50,000 per accident and $25,000 for damage to others' property. These minimum coverages are standard, but many insurers offer higher coverage levels and additional protections that make sense for someone driving in and around Little Rock. Good car insurance in Little Rock should also offer these protections:
Some auto insurance policies will also cover rental car reimbursement, towing costs and roadside assistance. There are many plans and insurers out there. VIU by HUB helps you look at your options, compare quotes and find the best plan for you, your automobile and other drivers to be covered.
Little Rock motorists pay around $1,691 for full coverage each year. This is slightly above the state average but below the national average of $1,730. Auto insurance premium averages are based on various factors, all of which may differ dramatically for you:
The cost and condition of your vehicle can also impact your premium. You can often pay a lower premium by raising your deductible, which is your out-of-pocket responsibility in the event of a claim. VIU by HUB takes the guesswork out of finding the best car insurance in Little Rock by helping you compare quotes and policy features. This can save you a lot of money in the long run.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
