Roswell, Georgia, is a beautiful city with over 900 acres of peaceful parks, lakes, rivers and other open-air backdrops. It also has several historic areas, including museums. The majority of this city's 93,000 inhabitants drive to work during the week, which makes car insurance in Roswell a must. The average daily commute is 30 minutes.
Car crashes happen unexpectedly on local highways and city streets. In 2021 alone, there were 17 fatal car accidents in the Roswell area. Car insurance is important in all types of crashes, from minor fender-benders to major head-on collisions.
Cold weather in Roswell can cause icy roads and snowstorms, increasing your risk of serious car accidents and pileups on the highway. Temperatures have dropped to -10 degrees Fahrenheit in January, with average winter temps under 32 degrees.
Roswell also gets a lot of rain, with rainy days almost 1/3 of the year. The average annual rainfall is 53 inches. Precipitation can cause slippery roads, making it harder to brake in emergencies.
Roughly 75% of Roswell workers drive to work. Only 10% work from home and less than 5% take public transportation. Driving to work day in and day out increases the risk of getting into a car accident.
Only carrying the bare minimum of car insurance required by law may not be enough. Car crashes are expensive, both in terms of medical expenses and vehicle repairs. It's smart for Roswell drivers to compare several different options for car insurance and make sure the coverage protects their needs completely.
The average cost of car insurance for Roswell, GA, is about $1,700 a year or $141 a month for full coverage.The U.S. national average is similar, costing about $2,000 annually for full coverage. At VIU by HUB, we show drivers rates from multiple insurers so they can get excellent premiums with the level of coverage they want.
Finding the ideal car insurance policy and company means comparing coverage details carefully. At VIU by HUB, we recommend comparing the following factors to find a good fit:
Price is an important factor, but it's not the only one to keep an eye on. Choosing the bare minimum of coverage often reduces the bill in the short term but can leave drivers without vital medical or repair coverage in an emergency. On the other hand, expensive premiums may go overboard, including add-ons that aren't really essential.
Drivers can find car insurance in Roswell that covers many road hazards and situations, including:
Every driver has different needs depending on the amount of time they spend on the road, where they go and where they park. Comparing different options for car insurance in Roswell is key to meeting those needs.
This information is intended for general informational purposes only and is not intended to constitute legal advice.