Auto Insurance in Aurora, IL
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Because Aurora, Illinois, (IL) is located only 32 miles from the large city of Chicago, approximately 14% of the population of nearly 200,000 drives to the city to work. The average commute for residents of Aurora is 28.8 minutes, which exceeds the U.S. average of 26.4 minutes. With over 78% of commuters driving their own vehicles and another 11% carpooling with others, it's obvious that residents are reliant on their vehicles. This indicates a high need for car insurance in Aurora, for the safety of self and others and for protection of financial and physical assets.
Finding the best car insurance policy is important for your safety and peace of mind. The law in Illinois also requires it. Under state law, all drivers are required to carry liability insurance. The law also requires liability insurance policies to include uninsured motorist coverage for bodily injury or death with legal minimum requirements. While state law does not mandate carrying comprehensive, collision, medical payments or uninsured property damage policies, the state will vigorously enforce liability coverage. In fact, beginning July 1, 2021, the Secretary of State began computer-checking the insurance compliance of all Illinois drivers to lower the number of uninsured motorists. These checks will be conducted twice each year, generating a letter warning of license suspension if insurance is not obtained. A $100 fine is required for reinstating the suspended plates. Noncompliant drivers who are stopped by police officers or caught in an accident could face $500 fines for uninsured driving and $1000 for driving with suspended plates. Illinois law requires the following auto liability insurance coverage minimums:
At VIU by HUB, we are confident in our knowledge of the Illinois area to assist you in finding the highest-quality car insurance in Aurora, IL. To assist you in understanding the effects on the cost of your premiums, here is a list of factors that help determine car insurance prices:
This information is intended for general informational purposes only and is not intended to constitute legal advice.
