Car Insurance in Kokomo, IN, Indiana
Spend time with your family and protect your vehicle with car insurance in Kokomo, Indiana.
Kokomo, Indiana, is a city of averages, and that's not a bad thing. This laidback metro area has a medium population of 60,000 people, with around 26,000 households and 37,000 workers. Located an hour north of Indianapolis and three hours southeast of Chicago, families in Kokomo can enjoy the freedom of the outdoors every day and the entertainment options of big cities when they want to.
Cars are important to the people living in Kokomo. There aren't any options for public transportation, so residents depend on private vehicles for school, work, shopping, traveling and family adventures. Nearly every family in Kokomo relies on a vehicle regularly:
About 80% of local workers commute to work by driving a vehicle. Another 10% carpool. The majority have daily commutes of 20 minutes or less. The biggest local industries include manufacturing, healthcare, retail and sales, and many professionals live and work right in Kokomo.
Auto insurance is a requirement for driving in Kokomo, but that's not the only reason to have it. When families choose the right type of coverage, they can benefit from financial protection after a crash, including:
VIU by HUB can help residents compare many options for car insurance in Kokomo, Indiana, and select one that's a good fit.
Kokomo doesn't have as many car accidents as Indianapolis, but it still has a fair amount. In 2019, there were over 2,500 crashes in the region, including 12 fatal accidents. That's the equivalent of almost 50 traffic incidents every week. U.S. Highways 31 and 35 travel through the city, bringing traffic from the surrounding area.
What causes car accidents in Kokomo? The statistics have a few surprises:
Aggressive driving actions are a big problem because they're more likely to cause serious injuries and fatalities.
Crime in Kokomo has risen since 2010. It's not as bad as larger cities, however. There are about 2,500 property crimes and 200 auto theft crimes a year. Families who are worried about vandalism or theft of car parts and electronics can get some protection with comprehensive coverage.
Local laws require drivers to carry some uninsured/underinsured motorist insurance. This slightly raises the average cost of car insurance in Kokomo, Indiana. Still, most policies are under $1,000 a year, much lower than the state average. With the help of VIU by HUB, families can potentially save even more by picking and choosing different types of coverage.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
Indiana Criminal Justice Institute
