Motorists in Marion and Linn County need auto insurance that has sufficient liability limits. The Iowa state government requires that every driver maintain at least $20,000 in liability coverage for bodily injury or the death of one person during an accident, $40,000 for injuries or the deaths of two or more people and $15,000 for damage or destruction of property. Find out more about these requirements, the different types of collision coverage and other options for comprehensive Marion, Iowa, (IA) car insurance.
Iowa law requires that every driver carry continuous car insurance coverage. A policy must have enough liability coverage for any injuries or deaths that a motorist causes. Collision coverage is not required, but many drivers in western Iowa opt to add this level of protection onto Marion, IA car insurance. Here are three types of coverage for the damage or total loss of vehicles:
Collision insurance is one of the most common additions to the basic liability coverage that is required in the state of Iowa. Other policy options may provide a variety of benefits for only a nominal increase in premium costs. The features of your vehicle and your level of liability coverage may determine the best types of policies. VIU by HUB brokers can make it easy to customize Marion, IA car insurance with any of the following options:
VIU by HUB brokers guide customers toward policies that satisfy Iowa state insurance requirements. It can also be easy and affordable to obtain higher levels of liability protection. Adding coverage for roadside assistance, auto glass and electronics to Marion, IA car insurance can reduce out-of-pocket expenses in the event of an emergency or the damage or loss of safety components and electronics.
This information is intended for general informational purposes only and is not intended to constitute legal advice.