Car Insurance in Lewiston, ME
Make sure your car insurance in Lewiston, ME, is a good fit for your family's driving habits.
Lewiston, ME, has college town written all over it. This city of almost 40,000 people isn't small by any means, but it feels intimate and unique. From Bates College to The Colisee, many aspects of local life are about embracing and expressing yourself. With VIU by HUB, you can personalize your car insurance in Lewiston, ME, too.
If you're like many people in Lewiston, you enjoy art and music. The Colisee has hosted famous musicians over the years, from Bruce Springsteen to Bob Dylan. Every year, from May to October, the city hosts the Downtown Art Walk featuring works by local artists. Another highlight is the Lewiston Auburn Film Festival in October for independent filmmakers.
Lewiston also has many historical places to visit, such as the Basilica of Saints Peter and Paul. Buildings such as Cowan Mill the Captain Holland House are on the National Register of Historic Places.
The entire region is filled with amazing outdoor destinations and entertainment options. Portland is only 45 minutes south, and Augusta is just 35 miles to the northeast. As long as you have good car insurance, your family is within easy reach of fun times anytime you want.
Like many places in Maine, Lewiston offers incredible outdoor destinations that are only a short drive away, such as:
Your family can walk or bike along the banks of the Androscoggin River, hike local trails, go skiing at Lost Valley or just have fun at Mount Apatite Park.
If you're like most workers in Lewiston, you drive a vehicle to the office. About 70% of local drivers commute by car to work or college, and another 15% carpool. Less than 1% of families use public transportation.
That said, Lewiston also has a significant percentage of people who work at home or walk to the office (15%). Those families still own automobiles (the majority have two vehicles), but they don't drive as often as people who commute every day.
This is one area where you can customize your car insurance. If you belong to the 20% of local drivers who have a commute of 35-60 minutes each way, you have greater risks of getting into a crash than someone who works at home. Your coverage should adapt to the amount of risk you face on the road.
Everything from the roads you take to the way you drive can give you clues about the type of car insurance coverage you need. If you consistently drive Interstate 95 toward Portland, you may face traffic of 200,000-500,000 vehicles or more. On the other hand, some local roads, such as U.S. Highway 202, get average traffic volumes of 10,000-20,000 vehicles, which is still a lot.
The average cost of full coverage for car insurance in Lewiston, ME, is about $1,000 a year, similar to other cities in Maine. Other factors affect your premiums, including the amount and type of coverage you choose. Many parents choose personal injury protection in case of serious injuries in a car accident. Frequent commuters may opt for collision insurance to repair vehicles ASAP after a crash. VIU by HUB can help you find a range of options from various insurers and potentially save money every month.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
