Car Insurance in Detroit, MI
Having car insurance in Detroit protects you from paying 100% of the costs related to a collision or other losses involving your vehicle.
With over 600,000 residents in its city limits and over 4 million people in the greater metropolitan area, you can imagine the amount of driving that happens around Detroit, Michigan. Detroit is nicknamed the "Motor City" because the three largest American auto manufacturers, General Motors, Ford and Stellantis North America (formerly Chrysler), are headquartered here.
Having car insurance in Detroit isn't just about the city's automotive legacy. Detroit ranks among the top 10 cities in the nation for fatalities related to speeding. Motoring in the Motor City calls for auto insurance and VIU by HUB can help you find a policy that works.
Car insurance is critical in Detroit for these reasons:
Additionally, Michigan is also a no-fault insurance state, meaning that your insurance company covers your damages, regardless of who is at fault in an accident. Having adequate coverage is crucial for protecting yourself and your passengers. If you are at fault, you could be sued for medical bills, property damage and even death. Car insurance helps protect you from these financial liabilities.
Michiganders are required by law to have these minimum insurance coverages:
These minimum requirements may not be enough to protect you in the event of a serious accident. Consider these additional coverages available with car insurance policies in Michigan:
Other benefits include rental car reimbursement, towing costs and gap insurance. It's important to consider every available benefit when shopping for a policy.
Car insurance in Detroit averages around $4,300 per year for minimum and $9,600 per year for full coverage. These values are over 500% and 380% of their respective national averages. What you pay is influenced by several factors, including your age, driving record, coverage limits, deductibles and vehicle make/model.
VIU by HUB can help you compare quotes from several insurers to find the best plan for car insurance in Detroit.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
Detroit Comprehensive Safety Action Plan
