Car Insurance in Lakeville, MN
Learn why families in one of the Twin Cities' safest suburbs still need excellent car insurance in Lakeville, MN.
Lakeville is a beautiful city just 30 miles south of Downtown Minneapolis. This quiet suburb of 65,000 people is a wonderful place for your family to live, with gorgeous scenery, such as Lake Marion and Orchard Lake. Kids, teens and adults can enjoy Bush Lake Beach, Terrace Oaks West Park, the Murphy-Hanrehan Park Reserve and many other parks.
Over 60% of local households are married couples, and almost 50% have children. A large percentage of residents (7.5%) are driving-age teens.
There's just one problem: car accidents. In 2022, there were more than 6,000 crashes on nearby roads. I-35 runs right through Lakeville. For this reason, your family needs to choose high-quality car insurance in Lakeville, MN.
It may come as a shock that there are so many crashes in such a peaceful place. Statistics reveal several factors that contribute to accidents:
Even the best drivers in safe neighborhoods can experience car accidents because of situations outside of their control. You can't predict when someone is going to slam on the brakes for deer or run a red light. What you can do is use VIU by HUB to customize your car insurance and prepare.
One reason it's important to understand the risks you face on the road is that it helps your family choose the right car insurance in Lakeville, MN.
On average, there are 260 work days in a year. That means a minimum of 520 chances of getting into an accident on the way to or from work. The more time you spend commuting ” especially on roads like I-35 with heavy traffic ” the larger the risk.
In Lakeville, nearly 75% of families drive their cars to work. Only 3% skip vehicles and opt for public transit. Almost 20% of workers have a 30-minute commute, and 10% need to drive 45 to 90 minutes each way.
Of course, many people in Lakeville enjoy working from home (about 15%). This cuts down on commuting. Still, virtually all households have a vehicle. Most have two (45%), and many own three vehicles (30%).
The numbers don't lie when it comes to Lakeville car accident statistics:
The average cost of car accidents that cause serious injuries is about $150,000 in economic damages. That's why choosing car insurance in Lakeville, MN, that has adequate personal injury coverage for medical expenses should be a top priority.
Icy roads, snow and blizzards are a real road hazard for your family. Lakeville gets a whopping 45 inches of snow every year and almost 30 days of below-zero weather. It's far too easy to hit posts, trees and other stationary objects when there's ice.
The average cost of car insurance in Lakeville, MN, is about $1,300 a year or $110 a month. This is lower than the state average, likely because of low property crime rates. Unlike other things you buy, car insurance is flexible. With VIU by HUB, you can tweak coverage from many different insurers, prioritizing the types of insurance that deliver the benefits you value most.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
