Camden, NJ car insurance
To get a great deal on Camden car insurance, VIU by HUB can help you consider the whole picture.
On paper, Camden is a city of 72,000 people. In reality, many more people travel its roads every day. Camden County has a population of over 520,000 residents, and the city is located across the Delaware River from Philadelphia, PA. With such a large number of vehicles on the road, the 75% of commuters who drive to work every day need dependable car insurance.
Many main roads travel through Camden's boundaries, including Interstate 76 (and 676), NJ Hwy 30 and the Atlantic City Expressway. Traffic can be congested throughout the day because of the multiple high-profile hospitals, universities and corporations in Camden, including Rowan University, Cooper University Hospital and Subaru of America. Bumper-to-bumper traffic is practically an accident waiting to happen.
Considering its relatively modest population, Camden has a surprisingly high number of car accidents. This is likely due to the influx of commuters. On average, Camden has 14,300 crashes every year. This equals 275 accidents a week, or almost 40 a day.
Between 2015 and 2019, there were over 70,000 car accidents total in Camden. More than 3,500 crashes resulted in injuries each year. These statistics highlight how important it is for local families to have Camden car insurance they can count on. Without sufficient personal injury protection, injured drivers can have trouble covering the costs of hospital expenses after an accident.
The more drivers know about local road hazards, the better prepared they are to avoid accidents. Also, being aware of risks helps when choosing car insurance coverage.
In 2019, over 90 accidents in Camden involved cell phones. When people try to text and drive, they may end up crashing into stopped vehicles, running a red light or swerving off the road accidentally.
Camden has relatively pleasant winters, but below-freezing temperatures are still common during several months of the year. The city also has higher-than-average precipitation, with over 45 inches of rain every year. Wet, snowy and icy roads significantly increase the risk of car accidents, especially on high-speed interstates and poorly maintained county roads.
Even though the speed limit on I-95 in New Jersey is 65 mph, very few drivers follow this limit. Approximately 85% of vehicles travel closer to 80 mph. At such high speeds, even sideswipes or seemingly minor impacts can cause devastating crashes and injuries.
Camden has nearly double the rate of property crimes as the rest of New Jersey. Depending on the neighborhood, comprehensive car insurance with strong theft and electronics coverage is a wise investment.
With VIU by HUB, families can compare prices, insurance companies, coverage limits and insurance add-ons. By selecting the right type of coverage for each driver's needs, families can save money, stay protected and have better results if a crash happens.
The average cost of car insurance in Camden is $240 a month, or $2,900 a year. Full-coverage insurance with collision and comprehensive insurance generally costs about $6,000 a year.
Focusing on the lowest total cost isn't the only goal. It's better to start by looking for the coverage that the family needs and then find the best price for it. VIU by HUB can simplify this process significantly.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
