Camden, NJ Home Insurance
Enjoy the peace of mind a reliable Camden home insurance policy brings.
Almost 71,000 people call Camden home. Whether you live in Biederman, Fairview, Parkside or a neighborhood in between, owning a home here means depending on reliable home insurance to protect your investment.
With institutions including Virtua Our Lady of Lourdes Medical Center and Rutgers University-Camden, many find the city an excellent location for medicine and higher learning. These places also employ many residents ” almost 19% work in the healthcare sector. The city is a thriving transportation and warehousing center, hiring more than 10% of Camden's workers for these jobs.
This city in the Delaware Valley offers a variety of attractions, from the historic Battleship New Jersey to the Adventure Aquarium. With its rich history and cultural attractions, Camden is a great place to call home.
Camden offers significantly more affordable housing than others across the country. The median price of a home is $94,800, compared to the U.S. median of $338,100. Furthermore, houses are appreciating faster in Camden (11.32%) than the national rate (8.27%). The market can encourage people to own homes instead of renting.
Camden residents pay an average of $1,630 annually for a homeowners policy. This rate is higher than the New Jersey average but lower than the U.S. average. Home insurance rates vary widely across the state. Northern New Jersey residents generally pay less than people living in the state's southeastern part.
Residents living along the coast face higher natural disaster risks. As an example, Brick residents average $2,091 each year for home insurance. Proximity to a large city, like Camden is to Philadelphia, can mean increased population density and crime rates. Newton homeowners pay an average of $1,419, which is $211 less annually than Camden's rates.
If you're looking for a low price on home insurance, try comparing rates on VIU by HUB. The online tools allow you to compare rates from several insurance companies. You can choose the price and policy that meets your requirements.
Owning a home comes with risks, so a homeowner's policy is essential. Camden residents face specific perils.
Camden has snow on the ground for about four months a year. Nighttime temperatures fall below freezing on about 70 days each winter. Heavy snow and ice can cause large tree branches to fall or roofs to collapse. Snow that melts and refreezes can clog gutters, while very low temperatures can freeze pipes.
Unfortunately, Camden has a very high property crime rate. It averages more than twice the rate across the country. Homeowners can help protect their property by purchasing reliable home insurance. If you experience a break-in or vandalism, homeowners insurance can help you recover your losses.
Severe thunderstorms, including heavy rain, high winds, lightning and the occasional tornado, can strike Camden residents. Storms can take down trees, break windows, damage roofs and blow patio furniture.
There's no better place than home, and it is worth protecting. Trust the tools at VIU by HUB to help you compare quotes from different insurance companies and find a Camden home insurance policy for your property.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
