Car Insurance in Buffalo, NY
Compare excellent options for car insurance in Buffalo, NY.
Buffalo, NY is a beautiful city with great architecture, charming homes, exciting sporting events and tasty food. Unfortunately, this laidback city also sees a lot of car accidents. Over three years, there were over 40,000 significant car crashes. If you own a vehicle, you need good car insurance in Buffalo, NY.
Of those 40,000+ car accidents, over 13,000 involved some type of injuries. Another 28,000 resulted in damage to vehicles and other property. These numbers drive home the importance of making sure that your insurer provides enough coverage for your needs. Using VIU by HUB to compare different options for personal injury coverage can help you protect your finances if you end up in the hospital after a crash.
Buffalo is one of the snowiest cities in the United States, averaging a whopping 92 inches of snow every year. The city has to deal with lake-effect weather conditions, which bring in freezing temperatures and strong weather throughout the year. All of this snow and ice increases the risk of car accidents significantly. As a driver, it's smart to have a combination of coverage options for car insurance in Buffalo, NY.
Cold weather, winter conditions and poor visibility can lead to major car crashes on Buffalo's highways and streets, but that's not the only danger you have to be aware of. Icy roads are also notorious for single-car accidents where your vehicle slips off the road. A patch of ice or heavy snowfall can cause your car to crash into a tree or post unexpectedly.
Over 80% of people in Buffalo own at least one car. Many families own two or three vehicles. Each of your family's vehicles should have car insurance that matches the habits of the people who normally drive it.
Only about 10% of workers in Buffalo take public transportation. The majority (over 65%) drive alone to work. If you're one of the workers who carpools (about 10%) in your car, make sure your auto insurance provides liability coverage for your passengers as well.
You may think that basic car insurance coverage has your back in any type of accident, but that's not the case. Basic liability coverage only protects you financially if you damage another vehicle or injure another driver. To insure your vehicle against dangers such as colliding with trees or sliding into another car, you need collision coverage.
When it comes to storm-related damage, such as hail or fallen trees in winter, comprehensive insurance is what you need. Considering Buffalo's reputation for icy-cold weather during much of the year, taking your time to compare auto insurance with VIU by HUB is one of the smartest decisions you can make.
Car insurance in Buffalo, NY, is more expensive than the U.S. national average but on par with coverage in the rest of New York State. The annual average for Buffalo car insurance is $1,700, compared to about $1,550 in other parts of the country. Comparing quotes from multiple insurers can help you save money on your car insurance. More importantly, it gives you a wide range of coverage options. VIU by HUB makes the process a breeze.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
