Car Insurance in Enid, OK
Having the right kinds and levels of car insurance in Enid, Oklahoma, is essential to protecting your automobile investment.
Enid, Oklahoma, is the ninth largest city in the state, located near the state's northern border and approximately 70 miles north of Oklahoma City. According to the United States Census Bureau. Enid is home to just over 50,000 people as of July 2022. The atmosphere of the midsize city appeals to people looking for the amenities of a large urban area in a small town setting. Enid's residents enjoy fishing and camping but also delight in a vibrant arts scene and semi-professional sports.
The climate in Enid ranges from hot and humid summers to mild winters, where the temperature rarely falls below zero. June, July and August are the hottest and most humid months. The city is one of the snowiest in Oklahoma, receiving 10.8 inches of snow each year, mainly in January. Rainfall totals average 34 inches per year, less than most other cities in the state.
Employment opportunities and the cost of living are two other appealing facets of life in Enid. Nearby Vance Air Force Base offers both civilian and military job opportunities. Retail and service industry careers are plentiful, as are positions in education and manufacturing. The wide variety of employment opportunities draws people to the area and contributes to an average household income that is higher than the state average.
Life in Enid has many positives but has some unique challenges, especially concerning transportation. While the Enid Public Transportation Authority runs affordable bus services around the city, most households own at least one car. The average commute is 17.4 minutes, and households own an average of two vehicles. This heavy reliance on driving makes having the right car insurance in Enid critically important. That's where VIU by HUB can help: it shows you competitive quotes from a variety of companies.
The weather in Enid makes driving tricky at certain times of the year. While snow totals are low compared to other areas in the United States, the rarity of the snow poses challenges for drivers. When the roads are icy, traveling is treacherous for drivers with little experience in those conditions. Having the right car insurance protects you against medical expenses and damage to your car if winter weather leads to an accident.
The crime rate in Enid is another factor influencing residents' need for car insurance. Property crimes, in particular vehicle thefts, are common. People living in Enid have a 1 in 35 chance of being a victim of a property crime and a 1 in 517 chance of having a vehicle stolen. If you depend on your car to get you to and from work, to get your children to school and to take care of all the daily activities of life, a stolen car can wreak havoc on your life. The right car insurance gets you back on the road quickly.
On average, residents pay $1,142 per year for car insurance in Enid. VIU by HUB can help you find the most competitive rates for the level of coverage you need by comparing quotes from multiple insurance companies. You can drive with confidence, knowing you have the protection you need without paying too much.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
