Home Insurance in Medford, OR
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If you call Medford your home, you know how amazing it is to live in the Rogue River Valley nestled among the Siskiyou Mountains. Whether it's the vast outdoor recreation, sprawling mountain forests or rich agricultural lands that have attracted you to the area, there are many reasons to buy a home and settle here permanently.
Medford is the epicenter for retail, professional and medical businesses in the southern part of the state and is the 8th largest city in Oregon. Its expanding population has people buying new homes from the foothills of Eagle Trace to the banks of Bear Creek in Northridge Terrace. No matter where you live, VIU by HUB provides Medford, OR home insurance coverage to protect your property.
At VIU by HUB, we understand that living in Medford means the summers are hot and the winters are wet. With rivers running through the valley and the mountains filled with dry timber, homeowners have risks. Living in an area prone to rainstorms and fire means that you not only need to protect your home from everyday events but also must shield it from mother nature. Fortunately, our Medford, OR home insurance policies can cover you from damages caused by the following:
Wildfires and Housefires – Medford, Oregon home insurance from VIU by HUB comes standard with fire protection. Whether it's an electrical blaze in your garage, a grease flareup in your kitchen or a wildfire started by lighting, our policies cover your loss. You have many choices in the amount of coverage you elect, so ensure you have enough to cover the replacement value of your belongings.
Water Damage – While Medford doesn't get as much rain as the coastal areas of Oregon, the 23 inches averaged each year can be enough to cause damage to your home. If the rain seeps in through the doors or windows, it can damage the sheetrock, wood and the foundation of your home.
We recognize that some areas are more susceptible to natural disasters. Medford has its fair share as it sits near fault lines that cause earthquakes and gets enough rain and snow runoff to cause the rivers to flood every year. These events may cause damage to your home that standard Medford home insurance policies exclude. These are unique instances when buying extra insurance may be a good idea.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
