Car Insurance in East Providence, RI
Find trustworthy answers to FAQs about car insurance in East Providence, RI.
East Providence is a small city with beautiful architecture and quiet surroundings. Many of its buildings and locations are on the National Register of Historic Places, including the Crescent Park Carousel, Pomham Rocks Lighthouse, Whitcomb Farm and Rumford Historic District. The Seekonk River borders the city to the west and Central Pond runs along the east, providing relaxing waterfront views. With such a quaint atmosphere, how important is car insurance in East Providence?
East Providence has a population of 45,000 people in approximately 20,000 households. This means that many residents are married and have kids. Some children are under the age of 18, and others are of college age. On average, Providence families own two cars. and around 25% have three or more vehicles.
Brown University is less than five miles away, meaning some commuters in East Providence are likely college students. The average commute to work or school is 10-25 minutes for many local households.
Roughly 80% of East Providence families use a car to commute. The region has metro buses, but only 2.5% of residents use them. Automobiles offer more flexibility, comfort and convenience. All drivers need high-quality car insurance in East Providence, preferably customized to their daily habits and circumstances.
East Providence has areas of high and low traffic volume. Some neighborhoods are relatively relaxed, while other districts get countless visitors. Several main highways travel through the city:
These roadways have an average daily traffic volume of 20,000-45,000 vehicles. High traffic means commuters have a greater risk of getting into a car accident.
Selecting car insurance coverage is one of the most important decisions vehicle owners can make. VIU by HUB is helpful for comparing a variety of coverage options.
Comprehensive car insurance deals with damage or theft when a vehicle is parked. Covered risks usually include:
In East Providence, the crime rate is average for U.S. cities. There are about 150 cases of auto theft and 1,200 property crimes per year.
Car insurance in East Providence with collision coverage helps car owners repair their vehicles after an accident. Covered risks usually include:
East Providence gets about 50 inches of rain and 35 inches of snow a year. Between December and March, the temperature drops below freezing most days. Slippery roads are common.
Car accidents in the region are serious. More than 325 people get injured every year. There are even fatal crashes. Personal injury coverage assists with medical costs for drivers and passengers.
Eliminating unnecessary coverage can help families save money on auto insurance. On the other hand, drivers need good coverage for risks they face regularly. The average cost of car insurance in East Providence is $165 a month, higher than other parts of Rhode Island. With VIU by HUB, families can see a wide range of coverage options from various insurers and choose car insurance that matches their budget and needs.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
