Car Insurance Quotes in Columbia, SC
Find affordable car insurance quotes in Columbia, SC, that meet your needs.
The city of Columbia has a rich history and beautiful attractions. The Riverbanks Zoo and Garden is a great place to grasp the beauty of nature and view the nearly 2,000 animals that call the zoo home. The multiple museums allow you to learn more about South Carolina's turbulent history and give you an appreciation of the way things are today. Having the right car insurance ensures you are protected while you go on your adventures, no matter where they may lead you.
Weather conditions can substantially impact driving, as factors like snow, ice and rain can make the roads slicker and decrease visibility. While winter weather is not typical in Columbia, thunderstorms and rain happen frequently, especially in the summer months. Rain is one of the leading causes of car accidents, so getting car insurance quotes in Columbia, SC, is crucial to protect you from the increased risk of driving in the rain.
There are about 18,500 car accidents in Richland County per year. Many of these accidents occur when traffic is heavier, particularly during the afternoon rush hour. Accidents peak in October and November, suggesting that the time change and earlier sunset might play a role. Many car accidents occur on the interstates, where speed likely plays a factor. Car insurance is essential to protect yourself when driving, no matter the time of day or where you are.
Car insurance rates are $2,147 per year in Columbia, higher than the state average and much higher than the national average. Why is it so much more expensive in Columbia? A lot of it comes down to annual car accidents in the area. It can also come down to some personal factors. Some things that may impact your car insurance quotes in Columbia, SC, include:
Like most states, South Carolina has minimum requirements for motorists when it comes to car insurance. Here are the minimum requirements:
These limits are what is known as minimal coverage. It may be your best option if you are on a tight budget and are looking for the cheapest rate. When comparing car insurance quotes in Columbia, SC, using VIU by HUB can be one of the easiest ways to compare car insurance quotes side by side.
It can be tempting to stick with the minimum requirements when looking at car insurance quotes in Columbia, SC; sometimes, it may be your only option. However, if you can afford it, consider upgrading to more protection. Minimum requirements mainly ensure that you can take care of the other person's car if you were to cause an accident. Having more coverage will help cover your car repair bills if you are in an accident, whether you caused it or not.
No matter your sense of adventure or car insurance needs, comparing car insurance quotes in Columbia, SC, by utilizing VIU by HUB is a great way to see what insurance quote is right for you. It allows you to consider not only price but coverage options, so you can walk away knowing that you have found the perfect solution for you.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
