Car Insurance in Greenville, SC

Keep reading to find out what you should know about car insurance in Greenville, SC.

Compare, shop and customize quotes from top-rated insurance carriers.

Welcome to Greenville, SC

With a population of just over 72,000, Greenville is the sixth-largest city in the state. As a central hub in the upstate area, the city is home to several major companies such as Michelin, Duke Energy, and Prisma Health. BMW's manufacturing plant in nearby Spartanburg also employs many area residents.

Greenville is on Interstate 85, halfway between Atlanta and Charlotte. The city has several public and private educational institutions as well as several museums, plenty of shopping, and green spaces such as Falls Park on the Reedy and nearby Chimney Rock State Park.

Commuting in Greenville

Greenville offers several modes of transportation. Greenville Transit Authority provides public transport through its Greenlink bus system. Greenville has become increasingly bike-friendly with several bike trails and bike lanes implemented throughout the city.

Nevertheless, Greenville mostly remains accessible by car. Most residents drive to work and school. The average Greenville commuter spends 20.3 minutes on the road. While the city's population has grown 2.2% since 2020, traffic fatalities have also increased. The South Carolina Department of Public Safety reported 96 traffic fatalities in Greenville County in 2022.

Whether traveling for work, school, or recreation, Greenville drivers mostly enjoy favorable weather. With its subtropical climate, the city receives only 6.2 inches of snow per year. The total annual rainfall in Greenville ranges between 45 and 50 inches. Potential weather-related risks include flooding, severe thunderstorms, tropical storms, and hurricanes.

Greenville drivers face unique risk factors on the roads. As a resident, you benefit from personalized coverage for your vehicle. Count on VIU by HUB to help you find the best car insurance in Greenville, SC.

South Carolina Auto Insurance Requirements

South Carolina requires drivers to carry auto insurance with three main components: bodily injury, property damage, and uninsured motorist coverage. The state specifies different minimum policy limits for each coverage type:

Bodily injury liability: $25,000 per person, $50,000 per incident
Property damage liability: $25,000 per incident
Uninsured motorist: Equal to the minimum liability coverage amounts for bodily injury and property damage

While the state does not mandate drivers to carry comprehensive, collision, or underinsured coverages, they are strongly recommended. Collision pays for physical damage to your vehicle from colliding with another object. Comprehensive covers losses resulting from fire, flooding, theft, vandalism, falling objects and collisions with animals. Underinsured motorist policies pay for injuries or property damage if an at-fault driver doesn't have enough insurance to cover the costs.

Costs of Car Insurance in Greenville, SC

Many factors affect the cost of auto insurance in Greenville, SC. Premiums can vary according to a driver's age, driving record, location, and credit history. The amount of coverage on a policy, plus the make and model of the vehicle, can also impact these costs. That said, the average Greenville driver pays $142 per month in premiums, which works out to $1,710 per year.

Depending on your situation, you may be eligible for discounts such as bundling home and auto coverage, having multiple vehicles, and installing safety devices. With VIU by HUB, you can find and compare quotes and options for car insurance in Greenville, SC.

This information is intended for general informational purposes only and is not intended to constitute legal advice.