Auto Insurance in North Charleston, SC
Feel as relaxed in the driver's seat as when you ride shotgun by getting the best coverage on your auto insurance in North Charleston, SC.
North Charleston is a large city. In fact, with over 110,000 people. it is the third largest in South Carolina. As it continues to experience a high growth rate, the roads can be flooded with cars.
According to the U.S. Census Bureau. of the total population, about 65% of these people are employed, meaning there are around 70,000 employees in the city. These people have an average of 24 minutes in commute time, which means that they have almost an hour each work day that they could experience a crash.
Public transportation is also very minimal in this city. According to Data USA. 78.5% of commuters drive alone to work, 10.1% carpool, and 6.53% work from home. That's putting around 60,000 cars on the road as people try to get to work each day.
On average, the cheapest full-coverage rate for auto insurance in North Charleston, SC, is just over $1,100 per year, which is higher than the state average. However, you can use VIU by HUB to compare rates and see if you can find one that is better.
The average cost ranges by the amount of coverage an individual chooses, as follows:
In South Carolina, you must have at least minimum coverage of liability and physical damages on your vehicle to drive it. However, this doesn't cover any damage to your vehicle in an at-fault accident, which prompts most people to look for a full-coverage policy to protect their financial situation.
In this city, women tend to have higher auto insurance rates. This is the opposite of most cities because, in North Charleston, women tend to have more severe accidents than men.
The age bracket with the highest rates in this city is teens. That is because they are the most likely to have severe accidents due to a lack of experience. However, there are stricter driving laws in South Carolina for teenagers to help keep them safer. Rates can also be lower for teens if they go on their parents' insurance policies. As people age and maintain a good driving record, they will see their rates lower. Young adults' average rates are about half of what teens pay.
The insurance costs have been on an upward swing since around 2016. This matches the population growth, which brings more drivers onto the roads and makes them more dangerous. As long as the population continues to rise, drivers can expect insurance rates to continue rising.
It is challenging to get around in North Charleston if you don't have a car with proper insurance. Lowcountry Rapid Transit is a public transportation system that the city is currently developing to help move people around without cars. Other transportation methods currently available include bike trails, sidewalks, and trains.
On average, auto insurance in North Charleston, SC, is higher than the state average. Depending on your factors, you may be able to find rates that are cheaper than average. Using VIU by HUB's comparison tools can help you shop around for the best car insurance rates in this city.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
