Car Insurance in Mitchell, SD
Learn why the right coverage is important when choosing car insurance in Mitchell.
Mitchell, SD, is known throughout the region as the home of The World's Only Corn Palace, with corn-adorned murals that bring in tourists every year. Out-of-town visitors also check out the Mitchell Prehistoric Indian Village and the Dakota Discovery Museum.
If you're one of the 15,000 people who live and work in Mitchell, you probably have your own reasons to love life here. The city is a great place for families, with its small-town atmosphere and peaceful surroundings. It's only a short drive to Lake Mitchell, where you can enjoy the summer sun and cool water.
The city of Mitchell has over 16 miles of paved and unpaved bike trails. Lake Mitchell adds another 13 miles of trails for hiking, biking, walking and exercise. With good car insurance in Mitchell, you can also drive further with your family for weekend excitement. Sioux Falls, SD, is just an hour's drive east.
It's normal for families who live in a small town to wonder how much car insurance they need. In Mitchell, there are relatively few car accidents within city limits. For example, in 2021, there were only about 100 car accidents and fewer than 25 car accident injuries.
You never know when a crash can happen. No one wants to be one of the 100 families that got into an accident, but it can happen. Driving safely is important, but the only real way to make sure you have coverage for medical emergencies and vehicle damage after a crash is to have good insurance.
Another factor to keep in mind is that Interstate 90 runs through Mitchell. U.S. Highway 281 is a short way out of town, too. Together, these roads bring an average daily traffic volume of 10,000-12,000 vehicles through the city.
Mitchell doesn't have any established public transportation, so the majority of workers and college students have to take a car. Over 80% of families commute with a private vehicle.
If you travel regularly to big cities, such as Sioux Falls, you have a higher risk of accidents. Those places have thousands of crashes and hundreds of injuries annually. Car insurance in Mitchell doesn't prevent crashes, but it can help you deal as soon as possible with damages.
Not all auto insurance policies are alike. Different insurers offer various options for risks, coverage limits and exceptions. That's why VIU by HUB is a popular tool. It helps you compare a variety of insurance companies to see exactly what each policy offers and how much it costs.
To help you decide on car insurance coverage, consider the following areas:
Most workers in Mitchell make less than the U.S. average, so looking for ways to cut costs is smart. The average car insurance in Mitchell costs $125 a month, less than in many other cities. With VIU by HUB, you can customize your coverage, get rid of unwanted add-ons and potentially save money every month.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
