Drivers who reside in Collierville and Shelby County must abide by Tennessee state financial responsibility laws. The state requires that every motorist maintain continuous liability insurance coverage that meets or exceeds set limits of $25,000 for each injury or death per accident, $50,000 for total injuries or deaths per accident and $15,000 for property damage caused during an accident. Many drivers prefer policies with higher liability limits as well as collision or comprehensive auto insurance in Collierville, TN.
Liability insurance is legally required to drive in Tennessee. Many Shelby County residents also choose to get collision coverage to reduce the cost of replacing a vehicle that gets damaged or totaled in an accident. There are several types of policies to choose from based on the make and model of your vehicle and preferences about lower premiums or higher payouts:
Motorists in Collierville can benefit from car insurance that includes benefits that go beyond liability and collision coverage. Many drivers prefer policies with higher liability limits than the minimum amounts that are mandated by state law. You can also talk to a VIU by HUB insurance broker about the best ways to customize a more comprehensive car insurance policy that covers glass replacement, electronics, or roadside assistance. Learn more about these elements of more comprehensive coverage:
VIU by HUB brokers help Tennesseeans get the maximum benefit from coverage with premiums and deductibles that they can afford. A comprehensive car insurance policy can provide policyholders with helpful benefits for a minimal increase in premiums. These expanded coverage options can come in handy on U.S. 51, the Tina Turner Highway or Tennessee State Route 209. VIU by HUB insurance brokers can get the best deals for customers on policies that provide more peace of mind on the road.
This information is intended for general informational purposes only and is not intended to constitute legal advice.