Whether you live in the growing northern Firewheel area, on the southern edge near Lakeview Centennial High School in Rose Hill or consider yourself more of a Dallas resident, the place you call home needs solid insurance protection. The experts at VIU by HUB can design a policy that provides you with personalized home insurance in Garland, TX.
Your lender probably requires you to have a homeowners insurance policy if you owe money on your home. While Texas law does not require you to hold a policy for a house that you own, you don't want to be caught unprotected if there's an emergency or disaster.
The climate in Garland often dictates the type of weather-related situations that are probable. Other events, however, can also befall your property. If you're shopping for home insurance in Garland, TX, you should be mindful of the following possibilities:
Many homeowners make the mistake of assuming their insurance policy provides coverage for any event. However, that is not the case. Flood insurance, for example, is a separate type of policy and is not typically part of standard home insurance. Earthquake coverage is traditionally separate as well.
Usually, a homeowners policy pays for damage from theft as well as storms, wind, hail and lightning. Fire and smoke damage are typically covered as well.
Our VIU by HUB brokers can offer you a policy that covers more than other companies usually do. We can design a portfolio for home insurance in Garland, TX, that includes:
This information is intended for general informational purposes only and is not intended to constitute legal advice.