Auto Insurance in Plano, TX
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With an area of about 72 square miles, seeing everything Plano has to offer practically requires a car. Whether you're from out of town and taking in tourist sites like Arbor Hills Nature Preserve or you're a local who just wants to enjoy brunch in historic downtown Plano, you need to protect yourself as you drive around town. The proper car insurance in Plano, TX, is essential for safety and your own peace of mind.
Drivers in Plano are in thousands of accidents annually. Since 2017, the city has seen roughly 4,000 crashes each year. Overall, there are more auto accidents when the economy is in an upswing or gas prices are low. This is because it becomes more affordable to drive and to spend more time outside of the house or work.
Even if you only drive to work and back to your house, it is important to protect yourself when you're on the road. After all, even if you are an attentive driver, it doesn't mean everybody else is. Whether you or somebody else is at fault during an auto crash, you need proper car insurance in Plano, TX.
Drivers must carry car insurance in Plano, TX. At a minimum, drivers must be able to pay for the damage related to any accidents they cause. A state minimum liability policy includes coverage of up to $30,000 per person, $25,000 for property, or a total of $60,000 per accident. However, the cost of accidents that cause bodily injury is often much higher. For this reason, it is important to consider a policy with more coverage, as well as additional types of auto insurance.
Basic liability car insurance in Plano, TX, is called a 30/60/25 plan. However, most experts agree you should have comprehensive coverage that equals 100/300/100. Keep in mind that a lack of enough liability insurance could leave you paying for damages out of pocket.
In addition to a comprehensive liability policy, there are several other types of coverage to consider.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
