Car Insurance in Provo, UT
Car insurance in Provo connects you with financial coverage for the costs of an accident, theft or natural disaster.
Provo is the center of Utah's second-largest metro area after Salt Lake City, with just over 115,000 residents. The city has a thriving tech industry and serves as the home of Brigham Young University. Provo also features dozens of restaurants and several large shopping centers, so you'll find tons to do as a student, visitor or resident. You'll also have easy access to the Wasatch Range for skiing, fishing and hiking. Cruising the Provo Canyon Scenic Byway offers incredible views of this beautiful region.
Most Provo residents drive to get from point A to point B. Several major highways pass through the city including I-15, US-89 and US-189. Sperling's Best Places reports that about 63% of residents drive their own vehicles to work and school, and almost 13% carpool with others. The remaining employees and students either take public transit or work from home. Those who do travel have a shorter-than-average commute of about 18 minutes, compared to about 26.4 minutes nationwide.
The cost of living in Provo is about 17% higher than the national average. However, residents do save in some areas, including transportation. Expenses in this category such as gas, tolls and car insurance average about 15% less in the city. The Utah Transit Authority provides rail and bus service in the area, and Provo has its own station.
Utah had more than 300 auto accident fatalities for the second year in a row in 2022, even though the state saw an overall decrease in the number of traffic accidents. An increased number of fatalities involved cyclists, motorcyclists and pedestrians. These statistics highlight the importance of car insurance in Provo for your financial protection if a crash occurs. You can find affordable rates on great coverage by searching with VIU by HUB.
Provo drivers pay about $1,510 per year for auto insurance according to U.S. News and World Report. Residents pay a bit more than the state average of $1,407 per year, but less than the national average premium of $1,543. Rates can vary dramatically depending on your specific situation, and from one auto insurance company to the next. VIU by HUB gives you personalized quotes for car insurance in Provo so you can easily compare premiums and coverage levels.
If you live in Provo, you need at least $25,000 per person and $65,000 per accident in bodily injury liability. Utah also mandates $15,000 in property damage liability. These policies pay for these costs for others if you cause an accident. You also need to have at least $3,000 in personal injury protection. A PIP policy pays for medical bills if you or your passenger experiences an auto accident injury, regardless of who caused the crash.
You may also want to purchase comprehensive and collision insurance. Collision coverage pays for damage to your vehicle after an accident regardless of fault. Comprehensive coverage pays for non-collision events like theft and severe weather. If you have an auto loan or lease, your lender may require these policies.
It's a snap to get car insurance in Provo with VIU by HUB. Our smart online quote tool shows you real rates in minutes.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
