Hartford, VT Car Insurance
Keep your travels through the Vermont countryside safe by using the quote comparison tools at VIU by HUB to find affordable Hartford car insurance.
You would be hard-pressed to find a more beautiful spot to drive through than Hartford, Vermont. This charming small town of 10,604 residents sits on Vermont's eastern border with New Hampshire and is built on the banks of the Connecticut River.
In the summer months, Quechee Village draws outdoor enthusiasts from around the country to enjoy the Quechee State Park, river rafting and hiking tours of Quechee Gorge. This beautiful natural feature is the state's deepest gorge and has been called the Grand Canyon of Vermont.
In the fall, the area takes on its autumn colors, making a driving tour of rural West Hartford's farmland and forests a charming outing. The winter sees an average of 70 inches of snowfall, turning this small town into a storybook winter wonderland.
While downtown Hartford is walkable and the area is home to a public bus system, you'll need a vehicle to enjoy everything Hartford has to offer. If you want to make your home in Hartford, a car is essential to traverse the rural area and commute to work. Make sure you choose the best and most economical insurance for your vehicle by comparing quotes between multiple providers at VIU by HUB.
Vermont is an at-fault state when it comes to auto collisions. This means that the driver who is found to have been the cause of an accident is responsible for paying for the damage and injuries caused to other people, vehicles or property in the accident.
Car owners are required to carry a minimum level of auto insurance in Vermont. These requirements include liability insurance for bodily injury and property damage as well as uninsured motorist coverage in the following amounts:
In addition to Vermont's minimum requirements, you may choose to carry additional Hartford car insurance. This could include personal injury insurance to pay for your injuries, collision insurance to pay for damage to your car and comprehensive coverage that will cover damage to your car not caused by an accident such as vandalism, fire or weather events.
Beyond the state requirements, there are other reasons that Hartford drivers should carry good car insurance. Less than 3% of Harford residents use public transport to get to work. Over 90% drive their own vehicle or carpool. That puts a lot of drivers on the road during commute times and increases the chances of a collision. Additionally, winter driving conditions in Hartford can be dangerous. Hartford gets about 70 inches of heavy, wet snow each year which can create hazards on the road.
Some things that could affect your car insurance premium are location, the age and condition of your vehicle and your driving record. On average, drivers in Hartford will pay about $100 a month for full coverage. These premiums are similar to other parts of the state but are a third less than the national average.
Choosing the best Hartford car insurance can be confusing. The tools at VIU by HUB will allow you to get quotes from several providers and compare coverage levels and premiums.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
