Home Insurance in Arlington, VA
Protect your home from disaster with home insurance in Arlington.
Located outside the nation's capital, Arlington is a vibrant city with deep historical roots. Whether shopping at the Fashion Centre in Pentagon City, attending the Rozzlyn Jazz festival, or visiting Arlington National Cemetery, this city of 235,764 residents is full of things to do.
Easy to navigate, Arlington offers several modes of transportation, including Metro trains, buses and Reagan International Airport. There are also plenty of parks and walking trails to get in some fitness and enjoy nature. These are probably some of the many reasons you decided to purchase your Arlington home. To protect your property and way of life, VIU by HUB can help you find the best home insurance in Arlington at an affordable rate.
Arlington has some of the priciest homes in Virginia, with a median home value of $861,387. The average household income is $128,145, and many homeowners are college graduates with high-paying jobs.
The weather in Arlington ranges from hot and muggy in the summer to cold and snowy in the winter. Average temperature highs and lows run from 87 degrees to 28 degrees Fahrenheit. Due to its location along the Potomac River and its proximity to the Atlantic Ocean, Arlington has a major risk of flooding and severe wind over the next 30 years.
While home insurance in Arlington varies by location, home value and other factors, homeowners are paying $950 a year on average. This rate is less than the state average and much lower than the national average of $1,820. While this sounds like a good rate, you may still be paying too much. The only way to find out if you can lower your premium is by comparing your current rate to that of other insurance carriers.
Before comparing rates, it's important to review your policy to see exactly what you have covered. In Arlington, Virginia, home insurance typically covers:
Natural disasters are not automatically covered, so additional protection is needed. Without it, you may be hit with unexpected costs to clean up, repair or remodel your home following a major weather event. To avoid this, read through your policy again to make sure you understand what you have and what you need.
Living so close to water makes your property more at risk for storm damage than other Virginia homes located further inland. That's why home insurance in Arlington is so important. Selecting the right coverage starts with knowing your potential risks. Here are some of the risks projected for this area over the next 30 years:
Without the right insurance, these risks can put a strain on your budget if they occur. However, you can avoid this by adding the coverage you need at a price you can afford. VIU by HUB can assist with this by helping you compare the protection and rates offered by various insurance carriers. This allows you to find the best home insurance in Arlington at an affordable cost.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
