Car Insurance in Roanoke, VA
Find rates for car insurance in Roanoke that fit your commute in the stunning Blue Ridge Mountains with VIU by HUB.
Say hello to the Mill Mountain Star as you commute around Roanoke, VA. This city offers Blue Ridge Mountain views, affordable auto insurance rates and plenty of road trip opportunities thanks to nearby Interstate 81. With over 97,000 other residents in this proud city, staying safe while on the road is essential.
Car insurance in Roanoke is required for all drivers. Valley Metro provides public transportation for residents of the city and the surrounding Roanoke Valley, but an estimated 80% of residents commute by driving alone. This means that you may experience heavy traffic during your commute.
The average commute time in Roanoke is just over 21 minutes, according to Data USA. The average number of cars per household in the city is two, which makes an auto insurance policy an important part of living and working in Roanoke.
Unless you pay an uninsured motor vehicle fee and drive at your own risk, you'll want to shop for quality coverage for your vehicle in Virginia. The Virginia Department of Motor Vehicles sets minimum limits for liability insurance, including the following:
These minimums are typically supplemented by both comprehensive and collision coverage. These two policy options are generally included in full coverage car insurance in Roanoke. Comprehensive coverage helps cover the cost of damages from natural disasters and other events while your vehicle is parked. Collison coverage assists you in paying to repair your car in the event of a collision or other incident as you drive. You can also adjust the coverage amount of your property damage and bodily injury options, so it's important to explore all your insurance options as you look for the best balance of low rates and comprehensive protection.
As a driver in Roanoke, you can enjoy one of the lowest auto insurance rates throughout Virginia. Roanoke is one of the most affordable cities in Virginia for auto insurance, with an average rate of $1,173 per year.
Although car insurance in Roanoke is generally more affordable than in other areas, you should still shop around to find a competitive rate for your specific situation. Thanks to VIU by HUB, you can easily see rates from top insurers matched head to head for peace of mind as you protect your investment and stay safe on the road.
Rain, wind, fog and the occasional snowstorm are typical hazards that you'll need to face while driving in the Blue Ridge Mountains. Without car insurance in Roanoke, you may be at risk of major expenses due to injuries and damages caused by an auto accident.
Not only does Roanoke face weather-related traffic risks, but the winding roads and grade changes throughout the city can be risk factors. Drivers need to be cautious of the increased stopping distance that comes with a steep grade. Visibility is decreased around sharp curves, so you may also need to reduce your speed as you drive the highways, residential streets, and backroads of Roanoke.
VIU by HUB can help you shop for competitive insurance rates from top insurers in your area. Explore customized rates today to see how you can save with the help of VIU by HUB.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
