Virginia Beach has a long history as a resort town. However, it is now home to more than 450,000 people. The average commute time for a Virginia Beach resident is 23.5 minutes. meaning each worker spends close to an hour driving to and from work each day. Drivers who choose to make the trip in their car instead of using one of Hampton Roads Transit's bus routes should have the right car insurance in Virginia Beach to protect against losses that might occur during those trips.
Virginia state law requires all motorists to maintain a minimum amount of coverage of $30,000/$60,000 liability and $20,000 in property damage coverage. Traffic information provides several thousand additional reasons. In 2022, Virginia Beach roadways saw 5,317 crashes. leading to 29 fatalities and 2,647 injuries.
Additionally, the cost of repairs continues to increase. According to the National Safety Council. the average property damage cost per accident in 2021 was $5,700. Without insurance, you could be responsible for the entire repair bill.
The coverage you need varies depending on several factors.Let the experienced brokers at VIU by HUB help you find the right coverage for your personal situation. We will work with you to define your needs and establish a budget. Then, by comparing quotes from multiple companies, you can choose the policy that best fits your needs.
We can help you choose insurance benefits for your lifestyle, including:
The average annual cost of car insurance in Virginia Beach is $1,315, which is slightly higher than the statewide average. Individual drivers will pay different amounts based on personal factors. At VIU by HUB, we provide multiple quotes for each request so you can choose a policy that offers the coverage you want at a price you can afford.
Factors that affect how much you pay for car insurance in Virginia Beach include:
Our brokers work with you to identify cost-saving options. For example, we won't push you into buying coverage you don't need. Additionally, we regularly check for discounts you qualify for and apply them to quotes for extra savings.
Use VIU by HUB to shop multiple companies and find the right car insurance in Virginia Beach.
Virginia Department of Motor Vehicles
Virginia Department of Motor Vehicles