Home Insurance Auburn, WA
Protect your investments and family with home insurance in Auburn.
Located in the suburbs of Seattle, the city of Auburn is a fast-paced place to lay down roots. It's a place of diversity, with something for everyone. The beauty of its location and proximity to the Pacific coast make it a popular place to live, contributing 54% growth in the last 20 years. It's estimated that 59% of the residents in the area are homeowners. and these homeowners protect their dwellings with home insurance in Auburn.
Housing prices are on the rise across the country, and Auburn is no different. The average property value is $353,000, making your home a big financial investment. There are several things that threaten the safety of your home and your financial stability. The crime rate in Auburn is slightly higher than other locations across the nation, with approximately 3,800 property crimes occurring each year in the city.
Your home could also suffer damage from the weather conditions and natural disasters in the region. Earthquakes, winter storms and lightning strikes are just a few concerns you face in the area. With a cost of living that is 15% higher than the national average, the smallest repairs for a damaged roof, broken water pipe and more become a significant expense with labor and material costs. Using VIU by HUB for a quote on home insurance will make sure you have the best coverage for your budget.
The expense of protecting your home and property depends on several things, but it is always worth the price. The size of your home, the value of the contents inside, the type of insurance coverage you purchase and more factor into your premium. Other impacting factors include:
Some cities have higher base costs for insurance because of the increased risk in the area. While very rural areas sometimes have higher insurance rates because of the distance away from the emergency services, you typically see higher insurance rates in urban areas. These locations have more risk of crime, but the property value also tends to be higher and costs more to insure.
In Auburn, residents can expect to pay around $1,195 annually for home insurance from a reputable insurer. This is slightly higher than the state average, but the proximity to Seattle and other risk factors influence the cost.
When you use VIU by HUB to look for a competitive home insurance quote, you'll want to compare policies for inclusions and limits. While there are several standard items or events included in basic home insurance, the limits for which the policy pays out may vary. You may also find that the exclusions differ between policies.
The general inclusions against common risks are for your dwelling, attached structures, your personal liability and your property. Covered incidents typically include:
Residents in Auburn face unique threats from flooding or earthquakes, but damage from these events isn't covered under traditional home insurance. You would need to purchase supplemental coverage in these areas.
You can make sure your home has the right coverage when you compare policies and rates with VIU by HUB. One insurer will stand out from the others, whether it's the price or inclusions. Use this resource to save money on home insurance in Auburn without compromising on the coverage you need.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
