Car Insurance in Fond du Lac, WI
Protect your commute with dependable, high-quality car insurance in Fond du Lac.
Fond du Lac is a beautiful place to go for a drive. Your car can take you to the Lakeside Park lighthouse, Galloway House and Village in the city's heart or a family adventure at Fondy Sports Park. If you are one of the 44,000 people who live in the city, you are probably aware of its amenities ” and the need for dependable transportation to get around.
Commuters can use the Fond du Lac Transit System bus service to travel through the city. However, more than 80% drive their car to work, emphasizing the importance of owning a vehicle. Wisconsin law requires drivers to carry auto insurance. If you want to find car insurance in Fond du Lac that fits your lifestyle, use the online tools at VIU by HUB. You can compare policies from different companies and choose the best for you.
The city's drivers enjoy a relatively short commute. The average one-way trip is 18.1 minutes, faster than the U.S. average of 26.4 minutes. However, traffic can get heavy at times. Rush hour can cause slowdowns, especially on U.S. 45, N. Main St. and E. Merrill Ave. Congested traffic can increase the chances of accidents, making car insurance vital.
Wisconsin law requires minimum amounts of liability and uninsured motorist coverage. However, many drivers opt to have more coverage.
Collision coverage pays for damages from a crash with another car or object, such as a tree or pole. It pays regardless of who caused the accident.
Comprehensive coverage pays for expenses related to non-collision events. These may include falling trees, fire, vandalism, storms and wildlife.
Some companies offer coverage that keeps your premiums from rising after your first accident. You may need an accident-free record for a few years to qualify.
This coverage pays for towing, jump-starting, gas delivery or unlocking doors when you get stranded.
Rental car reimbursement coverage pays for a rental car when yours is in the shop after a covered accident.
In 2021, there were 2,722 crashes in Fond du Lac County. While most involved collisions with other cars, many happened when drivers collided with animals, signposts or parked vehicles. Accidents also occurred in adverse weather conditions, including rain, freezing rain or snow. Distracted driving caused 271 crashes in the county, while 366 happened when drivers were speeding.
Crashes take place for many reasons. Even the most cautious drivers can end up in an accident. Car insurance can help cover your losses if the unexpected happens, giving you peace of mind while driving in Fond du Lac.
Fond du Lac drivers pay an average of $882 annually for a policy, according to WalletHub. Car owners in larger cities tend to pay higher premiums. Denser populations, higher crime rates and more traffic can raise costs. Milwaukee residents pay an average of $1,656 annually. Stevens Point, a city about half the size of Fond du Lac, has an average rate of $813.
If you're looking for the best policies and rates for car insurance in Fond du Lac, turn to VIU by HUB. You can view quotes from several insurance companies and compare premiums, using the information to find the product that fits your budget.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
