Car Insurance in Kenosha, WI
Manage all of your road risks with affordable car insurance in Kenosha.
As you drive in and around Kenosha, WI, a community of just over 98,000 residents, you can protect yourself and your passengers by following the rules of the road. With an average commute time of 24 minutes one way, most residents rely on a personal vehicle to navigate this city along Lake Michigan. Quality car insurance in Kenosha protects you and the value of your vehicle from mishaps on and off the road.
If you are a college student, attending Gateway Technical College or Carthage College, you likely depend upon your vehicle to get you to and from classes. Most households in the area own two cars, which is the same as the national average, allowing for a high degree of independence for most adults.
In addition to work and school, many other reasons exist to take a drive along the streets of Kenosha. Popular attractions include a visit to the beaches, a journey into nearby Chicago or an excursion to one of the many museums in the vicinity. Good car insurance and safe driving protect you every time you take a road trip.
Kenosha has both bus service in the city and limited streetcar routes, but most people find it necessary to own a personal vehicle. Many smart strategies can limit the expense of good car insurance, a necessity for those who own a vehicle, including using VIU by HUB to explore and compare rates among top-rated insurance carriers.
In Kenosha, you can expect to pay about $107 a month for auto insurance, an amount that closely tracks the Wisconsin state average. Many factors determine how much you will pay for a car insurance policy, including the neighborhood where you live, the value of your vehicle or vehicles and your personal driving history.
While you can personalize your auto policy, Wisconsin law requires that you have at least the following minimum level of coverage:
Most drivers will find solid value in collision coverage, which will cover most losses associated with a collision minus the deductibles on the policy. Comprehensive coverage pays for many damages to your vehicle that happen while the auto is parked; these include damages due to vandalism and extreme weather. You also might need extra protection in case you are hit by another driver who does not have adequate insurance coverage.
The more coverage you have for car insurance in Kenosha, the more you will pay for your premiums. However, added insurance protection could mean you pay fewer out-of-pocket expenses if you have a claim. Using VIU by HUB can help you make a more informed decision when it comes to getting the optimal insurance for your situation.
As a fairly congested urban center, Kenosha has high levels of traffic which can lead to accidents. Low winter temperatures, averaging below freezing the month of January, can result in both slippery roads and whiteout conditions. One such incident in January caused dozens of accidents and 21 injuries on the highways of southern Wisconsin.
The more you know about the risks of your area the better you can prepare for the unexpected. Quality car insurance in Kenosha provides another layer of protection for you and your family.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
