Home Insurance in Gillette, WY
Benefit from customized home insurance in Gillette, WY, to protect your family home.
Known as the Energy Capital of the Nation, Gillette is one of several places in the state of Wyoming that produces 33% of the coal used throughout the country. A welcoming place, this historic town with a population of 33,264 has a rich history that includes cowboys, gunslingers and tales from the Old West. Proud of its small-town gatherings, it hosts year-round events that include festivals, street dances, live music and even a rodeo. It's also located 60 miles west of the country's first national monument, Devil's Tower.
Nature lovers come from all over to visit a bison ranch, go on a guided tour, or take a Wildlife Loop driving tour. Not only is Gillette a nice place to visit, it's also a great place to live. Whether you're a new homeowner looking for coverage or a longtime resident in search of a lower premium, the experts at VIU by HUB can help you compare rates and figure out the best coverage for you.
Over the last decade, home appreciation rates have continued to rise, especially in neighborhoods such as Recluse, City Center and Weston. Currently, the median home value in Gillette is $272,003. Compared to the rest of the nation, this is average, but for the state of Wyoming, this is low. That's probably why over 73% of the residents here own a home.
As a homeowner, it's important to protect your property and minimize the cost of future repairs. The average premium for home insurance in Gillette, WY, is $1,990 annually. That's much higher than the state average and slightly above the national average of $1,820 per year. Despite the costs, it's better to insure your home rather than face the financial strain of having to pay out-of-pocket.
No matter where you live or how nice your neighborhood is, you will always be faced with potential risks that come with owning a home. Some of these threats are due to extreme weather conditions, such as severe rain and heavy snowstorms. These events can lead to flooding, broken windows, fallen trees and extensive damage to your roof. In addition to weather-related issues, other possible risks include:
If you can't remember or don't know if you're covered for each of these risks, review your insurance policy to ensure they're included.
As you review your policy, read the fine print and make sure you understand exactly what's included. Since most policies either don't provide flood insurance or consider it an add-on, if you see flooding listed on your documents, clarify whether or not you purchased it or if it only applies to a burst pipe or other plumbing-related incident. Most home insurance policies only cover the following:
The worst time to find out about missing coverage is after a disaster or incident occurs. If you want help going over your policy, comparing prices and determining your needs, the professional brokers at VIU by HUB can assist you. They have the knowledge and skill to help you locate home insurance in Gillette, WY, that's best for your situation. The digital platform allows you to input some information about yourself and your home quickly returns comparisons from various insurers.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
