Car Insurance in Rock Springs, WY
Shopping around with multiple providers helps you save money on car insurance in Rock Springs, Wyoming.
Although Rock Springs, Wyoming, is a relatively small city of about 25,000 residents, it's the state's fifth-largest municipality by population. The town is perhaps best known as the site of Wyoming's Big Show, an annual concert and carnival event. Rock Springs is also the home of Western Wyoming Community College and host of the state's annual Chocolate Festival. It's a relatively spread-out suburb, so you may want to plan to have access to a vehicle if you live, work or go to school in Rock Springs.
You'll find a range of ways to get around town if you live or work in Rock Springs. The city has a local bus, train service and a regional airport. Drivers have easy access to the surrounding areas via I-80, US-91, US-130 and several major state highways. You can also stay in Rock Springs and check out the plethora of downtown small businesses, from vintage shops and boutiques to cafes and all types of restaurants.
According to Sperling's Best Places, just over 77% of Rock Springs residents drive their own cars to work. In addition, about 15.5% of commuters carpool with others. The average travel time to work and school is about 19 minutes, below the national average of about 26.4 minutes. Some of the largest local employers include Memorial Hospital of Sweetwater County, Aspen Mountain Medical Center and Kellerstrauss Oil.
Sweetwater County ranked third in the state for auto accidents in 2020 according to data reported by Sweetwater Now. More than 1,200 incidents during the year caused 14 fatalities and 326 injuries. Drivers should remain vigilant and avoid common causes of auto accidents such as speeding, driving under the influence and texting behind the wheel. Car insurance in Rock Springs covers property damage and medical expenses if a collision does occur.
According to data from Bankrate, Rock Springs drivers pay an average of $126 a month or $1,514 a year for full-coverage car insurance. In comparison, the national average annual premium costs about $2,104 per year. Your age, driving record, credit score and vehicle are just a few of the many factors that impact how much you pay for car insurance. You can find the most affordable rates by comparing personalized quotes with VIU by HUB.
Drivers in Wyoming must meet the state's minimum liability coverage requirements. You need at least a 25/50/20 policy, which means $25,000 per person and $50,000 per accident in bodily injury liability along with $20,000 in property damage liability. Your liability insurance pays for medical bills and repair expenses for other drivers and passengers if you cause an accident.
You may also want to purchase optional car insurance in Rock Springs. Collision coverage pays to repair your vehicle after an accident regardless of fault. Comprehensive coverage pays for damage from non-collision causes such as vandalism or severe weather. Some residents add uninsured and underinsured motorist coverage, which pays for medical bills and damages after an accident with an uninsured driver.
You can compare rates from multiple providers quickly with personalized quotes from VIU by HUB. We're ready to help you save on car insurance in Rock Springs. We make it simple to save on the coverage you need for peace of mind.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
